Best Crypto Debit Cards in [year]

Best Crypto Debit Cards in [year]

Cryptocurrency has revolutionized every aspect of the financial industry from transactions to borrowing and lending. The cryptocurrency ecosystem is constantly thriving and evolving, making it an opportunity for those looking for an alternative to traditional finance. One way people can participate in this ecosystem is by using crypto debit cards.

This is comparable to a bank card that we already know, only this card is linked to your crypto wallet. A crypto debit card can be used to purchase a product or service. The card automatically converts the cryptocurreny in your wallet to euros or dollars. You can use it in the same way as a normal debit card.

The advantage of using a crypto debit card is that you can use it to make purchases using cryptocurrency. So you don’t have to convert your crypto to euros or dollars first, but you can spend it immediately. A crypto debit card makes it possible to easily spend your cryptocurrency and you can therefore use your crypto as a real payment option.

With that said, what reliable crypto debit cards are available? Below are our top 6 crypto debit cards. Keep reading to find out which debit card is right for you.

Summary crypto debit cards

  1. Binance Card: Free debit card from the Binance exchange including cashback up to 8%.
  2. card: 5 free cards from with a lot of cool features.
  3. Paycent: Paid card.
  4. Monolith: Paid pass.
  5. Spectrocoin debit card: Paid crypto debit card.

Binance Card

Binance CardBinance is a cryptocurrency trading exchange that is the largest in the world in terms of trading volume. In addition to offering a trading platform, Binance also offers crypto debit cards. You can use this card at more than 60 million stores worldwide.

All you have to do to use this debit card is transfer your crypto from your spot wallet to your card wallet. That way you can decide for yourself how much credit you can allocate and therefore spend. Read more about this exchange in our Binance review.

Another advantage of the Binance Card is that you do not have to pay any service (eg subscription or maintenance costs) or transaction costs. Payments are free in dollars and euros.

In addition, you can also get up to 8% cashback in BNB on all your purchases. However, keep in mind that you may still have to pay for third-party services.

The Binance Card uses VISA powered by Swipe and is available in Asia and Europe. The cashback is based on the number of Binance Coin (BNB) that you hold in your wallet (it doesn’t matter in which wallet, as long as it is on the exchange).

Card Level BNB in ​​possession  BNB Cashback
1 0 1%
2 10 2%
3 50 3%
4 200 4%
5 500 5%
6 2,000 6%
7 6,000 8%

Apply for the Binance Card is another website that offers five types of debit cards. You can use these cards to issue’s own token called CRO (or Coin). All cards are different and benefits are determined based on how much CRO you stake.

You will receive a cashback in CRO for every purchase. For example, you get a cashback of 8% for the top level card. The only limitation this bonus is that transactions in digital wallets, banking services, crypto exchanges and withdrawals are excluded.

Based on the chosen debit card, you can receive a CRO cashback for payments for the following services:

  • Spotify (100% cashback)
  • Netflix (100% cashback)
  • Prime (100% cashback)
  • Expedia (10% cashback)
  • AirBNB (10% cashback)

Some cards even offer additional interest and a membership for a private jet (only once). For more information about these benefits, see the image below. debit cards

Apply for the Debit Card


Paycent is a Singaporean company that offers crypto debit cards. It supports a wide variety of cryptocurrencies including Bitcoin, Ether, Ripple, Litecoin and Dash. You can use a Paycent debit card anywhere in the world and it is accepted by approximately 36 million stores in 200 countries. You can choose from 3 Paycent cards: Ruby, Sapphire and Solitaire.


Monolith is a crypto debit card that connects to a non-custodial wallet, which is basically a kind of wallet that gives you complete control over your money. Currently, Monolith only supports Ethereum and says it will add new cryptocurrencies soon.

Spectrocoin debit card

Spectrocoin Debit CardSpectrocoin is a European all-in-one cryptocurrency solution with more than 1 million users worldwide. They offer a crypto debit card that converts your cryptocurrency into euros. This way you can easily spend more than 20 different cryptos in stores that accept VISA cards or you can withdraw your crypto from an ATM. You can manage all your finances via the iOS and Android app.

The one-off costs for the debit card are € 7 and € 1.15 per month. This amount will be deducted from your wallet. Other fees such as ATM withdrawal fees, sales / online transaction fees and limits can be found on the website.

The production of the debit card takes a maximum of 3 working days and the standard shipping takes a maximum of 10 working days. If you want to receive your card faster, you can request Expedited Shipping. You will receive your card within 2 working days for 35 euros.


Crypto debit cards are a great option for those looking to be a part of the cryptocurrency revolution. They form a bridge between the traditional financial system that has existed for hundreds of years and the new financial system in which everything is decentralized. Crypto debit cards are gaining in popularity as a means of spending your crypto without converting it to euros or dollars.

Binance and make it possible to offer this completely for free and even give you cashbacks on your purchases.

Is a crypto debit card for free?

Yes! Some companies offer a crypto debit card completely free of charge. Check out the first two options for a free debit card.

I receive a cashback on my purchases?

The two parties that offer a free card also give cashback on your purchases. This can amount to up to 8% cashback in the native token. Read the conditions that apply to the cashback carefully.

There are more advantages of a debit card?

Yes, some providers offer extra discounts, such as cashback on Netflix, Spotfiy and Amazon Prime subscriptions!

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